There is no trick to solving the tension between your present self and your future self. Researchers have found that asking a person to consider an AI-aged photo of themselves as elderly prior to making some decision will the slightly move the needle in favor of the future self, but of course this is real life, and we can’t go around with an AI-generated photo of our elderly selves.
Just remember that YOLO cuts both ways. And remember that joy can be found when we give our money to the poor, when we in a sense give it to our future selves in the act of saving, and we can give to our present selves by spending on what matters today.
The tension is actually not supposed to be solved. It’s a feature, not a bug. Dance with it.
Meaningful Returns 