Sometimes the roof and the HVAC go out at the same time. Sometimes the market goes down at the exact moment you retire. Sometimes an incredible opportunity presents itself. Sometimes your parents might need your help, or a neighbor, or a single mom at your kid’s school.
So, all the time, cash has a place.
Like anything, you can take that maxim too far, but a healthy cash balance in concert with good behavior with your risk assets is a killer combo.
Meaningful Returns 